close

Enable background images when printing.

Gifts That Pay
You Income
Gifts You
Make Today
Gifts That Make an Impact
After Your Lifetime
Contact Us
Confidential, no obligation
Share This
Send to a friend or advisor
Print This Illustration
Charitable Gift Annuity
Step 1:
What's Your Age?
Use slider bar to select your age at the time of
donation.
AGE
slider background image
45
55
65
75
85
95
105
115
125
135
145
155
min
min
min
min
min
min
min
min
min
min
min
min
+
Add an additional person to receive payments from us.
AGE 2
slider background image
45
55
65
75
85
95
105
115
125
135
145
155
min
min
min
min
min
min
min
min
min
min
min
min
Step 2:
How Much Will You Give?
You may choose cash, appreciated assets, a combination of both, or IRA assets.
Your Age
Cash Amount Donated
Your Age
Appreciated Assets Donated
Your Age
IRA Assets Donated
CASH
FAIR MARKET VALUE OF PROPERTY TRANSFERRED
slider background image
$0K
$10K
$20K
$30K
$40K
$50K
$100K
$150K
$200K
$250K
$300K
$350K
$400K
$500K
$1M
min
min
min
min
min
min
min
min
min
COST BASIS (WHAT YOU ORIGINALLY PAID FOR APPRECIATED ASSETS)
slider background image
$0K
$10K
$20K
$30K
$40K
$50K
$100K
$150K
$200K
$250K
$300K
$350K
$400K
$500K
$1M
min
min
min
min
min
min
min
min
min
+
You may choose to defer the start of your payments
to a future date.
Step 3:
How Long Do You Want to Defer Your Payments?
Use slider bar to select the number of years you would like to defer your payments.
YEARS
slider background image
0
6
12
18
24
30
min
min
min
min
min
min
min
min
min
min
min
min
min
min
min
min
min
min
Benefits:
*
Your Potential Charitable Income Tax Deduction:
$xxxxxx
Our Yearly Payments to You for Life:
$xxxxxx
Your Estimated Amount to Us:
$xxxxxx
More Details
Deductible up to 60% of your adjusted gross income for cash gifts.

Deductible up to 30% of your adjusted gross income for appreciated property owned for more than one year.

Unused amount may be carried over for up to five additional years.

Deduction based on xxxxx payments and a XX% charitable midterm federal rate.
Payment Rate:
XX%
The payment rate is a fixed amount that will not change from year to year.


Payment Breakdown:
Tax-Free Income: $X,XXX.XX
Ordinary Income: $X,XXX.XX
Long-Term Capital Gain Income: $X,XXX.XX
This payment breakdown applies until you reach your estimated life expectancy, after which the full payment is taxed as ordinary income.
With a qualified charitable distribution from your IRA, you are not entitled to a charitable deduction and your gift annuity payments are taxed as ordinary income.
More Details
This is a very general estimation of the amount that will go to us if you reach your life expectancy.

Please note that the green bars are displayed using a percentage value, rather than a numeric value.

Copyright © The Stelter Company, All rights reserved.

Information contained herein was accurate at the time of posting. The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results. Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association. A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association affiliated with the Oklahoma Insurance Department. Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division of Insurance.